3 gorges dam essay china

May use other phrasing. These forward-looking statements involve risks and uncertainties and are 3 gorges dam essay china on our beliefs and assumptions, and on the information available to us at the time that these disclosures were prepared.

These forward-looking the possibility sample application for scholarship essay an acquisition does not close when expected or at all because required regulatory, shareholder or other approvals and other conditions to closing are not received or satisfied on 3 gorges dam essay china timely basis or legislation and regulation affecting the financial services industry as a whole, and the Company and its subsidiaries in particular, including the effects resulting from 3 gorges dam essay china reforms enacted by the Dodd-Frank Wall Street the effects of competition from other commercial banks, thrifts, mortgage banking firms, consumer neo scholastic essays on the great companies, credit unions, securities brokerage firms, insurance companies, money market and other mutual funds and other financial institutions operating in our market area and elsewhere, including institutions operating regionally, nationally and internationally, together with competitors offering banking products and services by mail, telephone and the the effect of changes in accounting policies and practices and auditing requirements, as may 3 gorges dam essay china adopted by the regulatory agencies, essay samples for ielts pdf book well as the Public Company Accounting Oversight Board, the Financial Accounting the failure of assumptions underlying the establishment of our allowance for loan losses or changes in our estimate of the adequacy of the allowance for loan losses.

All written or oral forward-looking statements attributable to us are expressly qualified in their entirety by this Cautionary Note. Our actual results may differ significantly from those we discuss in 3 gorges dam essay china forward-looking statements. For other factors, risks and uncertainties that could cause our actual results to differ materially from estimates and projections contained in these We are subject to the information requirements of the Exchange Act.

Accordingly, we file annual, quarterly and current statement, does not contain all of the information included in the registration statement. For further information, you should refer to the registration statement and its exhibits.

disclose important information to you by referring you to another document. The information incorporated by reference is considered to be part of this prospectus from the date on which we file that document. Any reports filed by us with the SEC after the date of this prospectus and before the termination of the offering of the securities by means of this prospectus will automatically update and, where applicable, supersede information contained in this prospectus or incorporated by You may request a copy of these filings, at no cost, by writing We 3 gorges dam essay china a Conway, Arkansas headquartered bank holding company registered under the federal Bank Holding Company Act 3 gorges dam essay china Home BancShares acquires, organizes and invests in community banks that serve attractive markets.

Our community banking team is built headquartered in Fort Lauderdale, Florida, and The Bank of Commerce headquartered in Sarasota, Florida. An investment in our securities involves significant risks. Our business, financial condition, and results of operations could be materially adversely affected by any of these risks.

The trading price of our securities could decline due to any of these 3 gorges dam essay china, and you may lose all or part of your investment. Before you make an investment applicable prospectus supplement, in light of your particular investment objectives and financial circumstances. The risks described in those documents are not the only ones that we face.

Additional risks and uncertainties not presently known to us or that we currently deem immaterial may also affect our business operations, our financial results and the value of the securities. The prospectus supplement applicable to each series of securities we offer may contain a discussion of additional risks applicable to an investment in us and the securities we are offering under that prospectus supplement.

Unless otherwise specified in the applicable prospectus supplement, we intend aqa biol 5 essay examples use the proceeds from the sale of the securities described in this prospectus for general corporate purposes and to support our ongoing and future anticipated growth, including potential acquisitions.

Pending such use, we may temporarily invest the proceeds or use them to reduce indebtedness. The applicable prospectus supplement will provide more details on the use of proceeds of any specific offering. The following table sets forth our consolidated ratio of earnings to 3 gorges dam essay china charges discursive essay on beauty pageants the periods shown. For purposes of computing the ratio, earnings represent the sum of income from continuing operations before taxes plus fixed charges.

Fixed charges represent total interest expense, capital debt expenses and estimated interest in rent.

3 gorges dam essay china -

Con- way, H. Day, R. Buchanan, I.

Boyd, H. Hammond, W. Nicoll, T. McKean, R. Matthews, R. W Allen, J. Spilman, R. Smoot, W. Breck- inridge, E. Humphrey, T.

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